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How to find the right policy

Of course, not all short van insurance companies are equal. You will find a wide range of possibilities in terms of pricing, quality of service, reliability, etc. The rate structure can vary quite widely from company to company. Some policies will allow you to use the certificate insurance to tax the vehicle, which is subject to acceptance by the DVLA/Post Office. There can be different policies as to additional drivers and/or additional vehicles. If the drivers of the van will be from foreign countries with foreign driverís licences, you should check to make sure they are covered. Some companies allow you to get quotes and to purchase cover online, while others do not offer such convenience - but the online companies are usually considerably cheaper because of the cost savings that automation brings.

As with any other service, buyers usually benefit by shopping around first. Major search engines like Google, Yahoo and Bing are a good place to start, as are the major internet directories. There are web sites that specialize in allowing users to compare prices and policy benefits from a wide range of companies and often you can sort search results by criteria like price and benefits included although at the time of writing we have been unable to find a price comparison site that compares short term policies, although we have seen a few that claim to, but don't and try to sell you a yearly policy instead! Of course, a tried and true method of getting recommendations is to ask people who you trust for any suggestions they may be able to offer.

So, if you are looking to borrow a van on a short term basis, or if you will be lending someone your own van, a short term policy is something you should consider. Even if you are just test driving a van, or have purchased a new van, a temporary policy is often the perfect solution.

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Copyright 2009. is a trading style of Prudent Plus Ltd of Booths Hall, Booths Park, Chelford Road Knutsford Cheshire WA16 8GS. Quotes are provided by Sky Insurance Services Group Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 469048. We receive from them a commission per policy purchased; this will not affect the premium you pay for your policy in any way.