Driver eligibility
requirements
Here are
some typical driver eligibility requirements for temporary
and short term van insurance in the United Kingdom.
• Minimum age – usually the driver should be between the
ages of 24 and 75 years old. Special policies may cater to
drivers that do not fit within this age range.
• Drivers licence – all insured drivers must have a current
UK or European Union driver’s licence, usually held for at
least 12 months. Sometimes a full driver’s licence from any
country will do, but Australia, Canada and the United States
are often excluded.
• Driving record – all insured drivers must have not more
than six penalty points on their licence in the last three
years. Drivers must not have been disqualified from driving
in the last five years.
• Insurance record – all insured drivers must not have had
more than one fault claim in the last three years.
• Vehicle – all insured vehicles should be permitted for
driving using a standard UK driver’s licence and not have
been modified. Vehicles should be registered in Great
Britain, Northern Ireland or the Isle of Man, and have no
more than eight seats total.
There are companies that specialize in short term van
insurance for those who fall outside the normal driver
eligibility requirements. For example, some companies may
offer temporary polices for the elderly or for banned
drivers. Generally because of the greater risk, these
policies are more expensive than conventional temporary
cover.
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