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Instant cover - download your documents and drive away!

Short term car insurance gives you the option of insuring a car or light van for any period between just one single day up to 28 days maximum (there is also a month by month policy available for between one month and eight months, details available here). A short term policy is very simple to apply for and you can get a quotation very quickly but you need to be at least 21 with no accidents in the last three years and have a reasonably clean licence; qualifications do change regularly as they do with all types of insurance policy these days and "old bangers" worth less than £1500 or expensive cars worth more than about £35,000 may be difficult to cover but the majority of reasonably careful drivers with a fairly modern car or light van should face no problems.

Policies are usually available for both fully comprehensive and third party only cover and, like most conventional policies, the extra that is charged for comprehensive cover may be considered by many people to be very reasonable because the biggest expense that car insurance companies face is not so much repairing their clients' cars but paying for the damage to other property and, much worse, other people in the event of an accident. European cover is often included as standard but beware: even if you have a comprehensive policy this usually relates only to driving in he UK whilst travel in the EU is restricted to the minimum required by law. There is, however, usually an option to upgrade to fully comprehensive European cover for an extra premium. Roadside assistance can usually be offered as an extra too, both in the UK and Europe.

One very popular aspect of short term car insurance is that  policy documents can be downloaded immediately the transaction has been concluded and printed out on your own home or office printer; these should be sufficient to prove that the car is insured for the purposes of buying a tax disc. If the post office staff refuse to accept them - which they shouldn't, it is now government policy to accept downloaded documents -  you can normally ask for a proper hologrammed cover note to be posted to you for a small extra charge. You should of course be able to tax your car online or by telephone but although insurance companies usually inform the DVLA of insurance changes quite promptly the latter is not alas so efficient at updating it's database.

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Copyright shorttermvaninsurance.com 2009. shorttermvaninsurance.com is a trading style of Prudent Plus Ltd of Booths Hall, Booths Park, Chelford Road Knutsford Cheshire WA16 8GS. Quotes are provided by Ramasis Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 04670555. We receive from them a commission per policy purchased; this will not affect the premium you pay for your policy in any way.